A welfare state survives on trust. Citizens believe that when a government
announces a scheme the aim is public good and social benefit. But in India the
phrase every scheme is a scam has become a bitter remark in drawing rooms
courts media studios and even casual street conversations. It may sound like an
exaggeration but the sentiment comes from repeated experiences of inflated
claims false promises manipulated data and corruption at every tier of
governance.
The problem is not that welfare schemes are unnecessary. The problem is the
misuse of schemes for publicity and the diversion of public funds through
hidden channels. As a result people slowly begin to assume that behind every
new announcement there is a hidden motive and a hidden beneficiary who is
rarely the citizen.
This distrust becomes clearer when we examine some major schemes across
sectors. Each scheme was launched with fanfare and heavy praise. The outcomes
however reveal deep gaps that justify public anger and the popular belief that
every scheme is a scam.
Take the Pradhan Mantri Awas Yojana which promised affordable houses for
the poor within a declared time frame. Ground reality shows that many people
were sanctioned houses only on paper. Many applicants did not receive the
second or third installment. In several states beneficiaries complain that they
were asked for bribes to release the sanctioned amount. In many districts
houses shown as completed in official records are incomplete structures or just
empty plots. This is not a case of a few bad officials. It is a structural
failure that allows leakage and corruption at every step.
Look at the Ayushman Bharat scheme which claimed to give health protection
to millions. Several private hospitals were caught generating false bills for
patients who never visited the hospital. Ghost beneficiaries were created with
fake identities. Medical procedures were billed but never performed. Instead of
strengthening public health services this scheme gave some private institutions
an easy method of earning from public funds. When a scheme meant to treat the
sick becomes a source of profit for manipulators people naturally call it a
scam.
The Ujjwala scheme gave gas connections to poor households but many
families simply could not afford refills. Distributors reported that a large
number of connections became inactive after a few months. This means the
government gained publicity but the poor continued to cook with firewood and
coal. A welfare announcement without long term affordability becomes an
illusion. Once again the accusation of scam surfaces not because the idea was
wrong but because the implementation was incomplete and misleading.
The Swachh Bharat mission claimed that open defecation had been eliminated
across the country. This claim was repeated on global platforms and in national
celebrations. Yet surveys by independent bodies and reports from villages show
that many toilets were never used or quickly became unusable due to poor
construction. Some toilets had no water supply. Some were built far from houses
making daily use difficult for the elderly and women. Villagers were counted as
users even when they continued old practices. When a government declares
victory on an unfinished mission people see it as a scam of data and a scam of
publicity.
The Digital India initiative promised a transformation of governance
through technology. But the digital divide remains wide. Many citizens still
struggle with weak network no smartphone no digital literacy and no access to
online services. Despite claims of transparency several portals crash during
peak hours and many citizen services still require middlemen and bribes.
Digital India has created convenience for the privileged class while the poor
remain trapped in old paper based systems. When citizens see tall slogans but
no real change on the ground the word scam appears naturally.
The Pradhan Mantri Kisan Samman Nidhi which sends money directly to farmers
appears transparent at first glance. But many ineligible persons have received
the benefit while genuine farmers were wrongly excluded. Tenant farmers
sharecroppers and landless cultivators were ignored because of faulty land
records. State investigations exposed that dead persons and government
employees had received payments. When a scheme for the weakest ends up helping
the wrong people people call it a scam on the farmer.
The Jal Jeevan and Nal se Jal missions promised tap water connections to
every rural household. Yet several villages report that pipes were installed
only for photographs and record books. In some places water reaches homes only
once in many days. In other areas the water is muddy unsafe or supplied only
through tankers. A tap without water is not a scheme. It is a token gesture
designed to create an illusion of progress.
Even the Smart City Mission which was supposed to renew urban planning and
modernize infrastructure has delivered very little in many towns. Most cities
have spent money on cosmetic beautification such as fountains decorative lights
and fancy signboards while real urban problems remain the same. Traffic chaos
unsafe footpaths informal settlements poor drainage and polluted air still
define daily life. Projects worth thousands of crores were announced but only a
small fraction reached meaningful completion. Activists and auditors therefore
see it as a grand exercise in diversion of money rather than a serious urban
reform.
The Beti Bachao Beti Padhao scheme was launched with emotional slogans
about saving and educating the girl child. Later official reports admitted that
a major share of the budget went into advertisements and publicity events
instead of direct benefits and support systems for girls. A scheme that spends
more on its own publicity than on the lives of the girls it claims to protect
cannot easily escape the label of scam.
These are not stray examples. Almost every sector has witnessed similar
stories. Skill development centres that exist only on paper. Rural roads
recorded as completed but never built. Pension schemes where elderly
beneficiaries wait for months. Employment schemes where attendance registers
are faked. The pattern becomes clear. Authorities love announcements and
slogans but avoid accountability and hard ground work.
Why does this happen repeatedly. First there is a deep union between
politics and publicity. Schemes are designed less as instruments of justice and
more as instruments of election strategy. Second the monitoring mechanisms are
weak and easily influenced. Third corruption flows from the lowest level to the
highest and honest officers who resist it face isolation and punishment. Fourth
data manipulation has become a normal habit as long as it creates a feel good
narrative. Fifth there is hardly any serious punishment for those who misuse
public funds.
As a result public trust collapses. When citizens hear about a new scheme
they do not feel hope. They feel suspicion. They assume someone somewhere will
make money while they will receive only messages jingles and speeches.
This however does not mean that all welfare schemes are useless or that the
state should stop planning for social justice. It means that schemes require
honest design transparent execution strong social audits active role of local
communities and strict punishment for corruption. Information should be open
for verification. Independent institutions should have the courage to expose
failures. Media should question numbers instead of chanting slogans. Only then
can a welfare scheme become a true instrument of change rather than another
episode in a long series of scams.
Until that day arrives the statement every scheme by the government is a
scam will continue to echo across the nation. It is not an attack on the idea
of welfare. It is a warning that welfare without integrity becomes deception
and deception funded by public money is the biggest scam of all.
Author introduction
The author is Siddhartha
Shankar Mishra an advocate at the Supreme Court of India who writes on law
governance and social justice with a focus on accountability of state power and
the lived realities of citizens.

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